Last Updated: 20 January 2026

Welcome to [https://arjunadigital.biz.id] (the “Site”).
The Site is operated by PT Arjuna Teknologi Digital (“Arjuna”, “we”, “us”, or “our”).

Please read these terms and conditions carefully before accessing or using the Site. By accessing or using the Site, you agree to be bound by these terms and conditions and our Privacy Policy, which is incorporated by reference (collectively, the “Terms”).

We may amend these Terms from time to time by posting updated terms on the Site. Your continued use of the Site constitutes acceptance of any such changes.


1. DISCLAIMERS, LIMITATIONS, AND EXCLUSIONS OF LIABILITY

1.1

All information, text, data, documents, reports, materials, and content published on the Site (the “Online Content”), as well as any software, systems, portals, or links made available through the Site (the “Online Services”, and together with the Online Content, the “Content”), are provided on an “as is” and “as available” basis. We disclaim all representations and warranties, whether express or implied.

1.2

Any Content provided by third parties is also made available on an “as is” and “as available” basis. We do not warrant and shall not be liable for the availability, accuracy, performance, or reliability of such third-party Content, nor do we necessarily endorse any third-party websites linked to or accessible through the Site.

1.3

The Content is general in nature and is provided for informational purposes only. It does not constitute financial, investment, legal, regulatory, or professional advice, nor should it be relied upon as a recommendation to engage in any transaction or activity.

1.4

While reasonable efforts are made to ensure accuracy at the time of publication, we do not warrant that the Content is accurate, complete, current, or free from errors, omissions, viruses, or other harmful components.

1.5

To the fullest extent permitted by law, we shall not be liable for any loss or damage, whether direct or indirect, arising from:

1.6

Your use of the Site is entirely at your own risk.

1.7

Your use of the Site or transmission of communications to us does not create any client, advisory, fiduciary, partnership, or other professional relationship. Internet and email communications are not secure, and confidential information should not be transmitted via the Site.

1.8

Certain Online Services may be provided by third parties and are subject to their own terms of use, privacy policies, and other applicable policies.


2. OWNERSHIP AND INTELLECTUAL PROPERTY

2.1

All Content is owned by or licensed to us and is protected by applicable intellectual property laws.

2.2

You are granted a limited, revocable, non-transferable, and non-sublicensable licence to access and use the Site for personal and non-commercial purposes only, subject to these Terms.

2.3

We reserve the right, at our sole discretion and without notice, to suspend or terminate your access to the Site.

2.4

All third-party materials remain the property of their respective owners.


3. ACCEPTABLE USE

3.1

You agree not to use the Site in any manner that is unlawful, prohibited by these Terms, or harmful to us or others. You must not:


4. PERSONAL DATA AND PRIVACY

Your use of the Site and any related services is subject to our Privacy Policy, which governs the collection, use, disclosure, and protection of personal data in accordance with applicable laws.

You acknowledge that personal data may be processed for purposes including service delivery, compliance, due diligence, risk management, and relationship management, as described in the Privacy Policy.


5. REGULATORY COMPLIANCE

You acknowledge that Arjuna operates in a regulated environment and may be required to collect, use, retain, or disclose information to comply with applicable laws, regulations, supervisory requirements, or lawful requests from authorities. Such obligations may continue notwithstanding the termination of these Terms.


6. INDEMNIFICATION

You agree to indemnify and hold harmless Arjuna from and against any claims, losses, liabilities, damages, and expenses (including legal fees) arising out of your use of the Site or any breach of these Terms.


7. MISCELLANEOUS

Any provisions relating to disclaimers, limitation of liability, data protection, regulatory compliance, and indemnification shall survive termination of these Terms.

For enquiries, please contact:
📧 info@arjunadigital.biz.id